SECURITISATION AND RECONSTRUCTION OF FINANCIAL ASSETS AND ENFORCEMENT OF SECURITY INTEREST ACT, 2002

 

PRELIMINARY

 

1.         Short title, extent and commencement

2.         Definitions

 

REGULATION OF SECURITISATION AND RECONSTRUCTION OF FINANCIAL ASSETS OF BANKS AND FINANCIAL INSTITUTIONS

 

3.         Registration of securitisation companies or reconstruc­tion companies

4.         Cancellation of certificate of registration

5.         Acquisition of rights or interest in financial assets

6.         Notice to obligor and discharge of obligation of such obligor

7.         Issue of security by raising of receipts or funds by securitisation company or reconstruction company

8.         Exemption from registration of security receipt

9.         Measures for assets reconstruction

10.        Other functions of securitisation company or reconstruc­tion company

11.        Resolution of disputes

12.        Power of Reserve Bank to determine policy and issue directions

 

ENFORCEMENT OF SECURITY INTEREST

 

13.        Enforcement of security interest

14.        Chief Metropolitan Magistrate or District Magistrate to    assist secured creditor in taking possession of secured asset

15.        Manner and effect of takeover of management

16.        No compensation to directors for loss of office

17.        Right to appeal

18.        Appeal to Appellate Tribunal

19.        Right of borrower to receive compensation and costs in   certain cases

                       

CENTRAL REGISTRY

20.        Central Registry

21.        Central Registrar

22.        Register of securitisation, reconstruction and security  interest transactions

23.        Filing of transactions of securitisation, reconstruction and creation of security interest

24.        Modification of security interest registered under this Act

25.        Securitisation company or reconstruction company or secured creditor to report satisfaction of security interest

26.        Right to inspect particulars of securitisation, recon­struction and security interest transactions

                       

OFFENCES AND PENALTIES

 

27.        Penalties

28.        Penalties for non‑compliance of direction of Reserve Bank

29.        Offences

30.        Cognizance of offence

MISCELLANEOUS

 

31.        Provisions of this Act not to apply in certain cases

32.        Protection of action taken in good faith

33.        Offences by companies

34.        Civil Court not to have jurisdiction

35.        The provisions of this Act to override other laws

36.        Limitation

37.        Application of other laws not barred

38.        Power of Central Government to make rules

39.        Certain provisions of this Act to apply after Central Registry is set up or cause to be set up

40.        Power to remove difficulties

41.        Amendments to certain enactments

42.        Repeal and saving